KNOWLEDGE & EXPERTISE

• The design and implementation of a successful Healthcare scheme demands a full understanding and appreciation of the requirements of an organisation.  It needs to take account of the reasons behind the initial introduction of a scheme, and subsequent continuation of Healthcare as part of the employee benefit package.

• There are a number of factors to consider of varying importance and impact that reflect the needs of both the employer and employee.  Some insurers have adopted a more flexible approach to the Benefit Schedule that has given increased scope to tailor-make a package.  This in turn, however, requires expert knowledge to ensure that the most appropriate benefits and associated terms are offered, and selected to satisfy the organisation’s needs.

• Mutual Health are experts in the Healthcare industry and will work as part of your team to assess which aspects are truly of value to you, how they may be optimised and developed, and which are superfluous.  You may be providing particular products and services because this is simply the market norm.  To continue to attract and retain high calibre personnel, therefore, you have to provide the corresponding package.  On the other hand you may believe that their introduction and maintenance has a broader impact.  Providing prompt medical attention at a time that suits both employer and employee is good for morale, peace of mind, and will undoubtedly contribute towards improved productivity.  This particular service will certainly help a company to promote a caring attitude towards its staff.

• Whatever your company is currently providing in terms of Healthcare and whatever your future plans may be, we will endeavour to understand your requirements in order to design and tailor a plan that provides the benefits and addresses the needs you wish to satisfy.

• Working in close partnership and appreciating your budgetary requirements will determine the ultimate selection of the Provider and the product design (including cost containment features and underwriting terms).

• Our in-depth knowledge of the considerable range of products available, together with all the various benefit, financial, and administrative options, ensures we can quickly lead you to the decision that will best serve your needs, and where appropriate, the needs of your organisation

• We are kept informed of all new developments by the providers themselves, through literature, direct liaison, and through invitation and attendance at workshops and seminars.

The ‘Association of British Insurers’ publish a guide, ‘Are you Buying Private Medical Insurance’, which provides some useful information.  (Click here to view this guide)